--- title: Advantage Home Plus Blog | Debt to income ratio description: Debt to income ratio | advantage home plus, employer assisted housing --- - [About Us](http://advantagehomeplus.com/what-we-do-2/) - [Testimonials](http://advantagehomeplus.com/testimonials-2/) - [For Employers](http://advantagehomeplus.com/for-employers/) - [Contact Us](http://advantagehomeplus.com/contact-2/) - [Resources](http://advantagehomeplus.com/resources/) - [FAQ’s](http://advantagehomeplus.com/resources/faq-page-1/) - [Glossary](http://advantagehomeplus.com/resources/glossary/) - [A Step-by-Step Guide](http://advantagehomeplus.com/resources/step-by-step-guide/) - [The Closing Process](http://advantagehomeplus.com/resources/the-closing-process/) - [Tips for a Smooth Closing](http://advantagehomeplus.com/resources/tips-for-a-smooth-closing/) - [News](http://advantagehomeplus.com/news/) [ ![](https://news.advantagehomeplus.com/hs-fs/hubfs/2021%20Logo%20AHP-2A%20Color%20(002)-jpg.jpeg?width=202&name=2021%20Logo%20AHP-2A%20Color%20(002)-jpg.jpeg)](http://advantagehomeplus.com/) - [Advantages](https://advantagehomeplus.com/) - [AHP Advantages](https://advantagehomeplus.com/) - [AHP Advantages for Family Members](https://advantagehomeplus.com/for-employers/) - [Purchasing](https://advantagehomeplus.com/buying/) - [First-Time Home Buyers](https://advantagehomeplus.com/buying/) - [Conventional Loan Programs](http://advantagehomeplus.com/loan-programs/conventional-loan-programs/) - [Government Loan Programs](http://advantagehomeplus.com/loan-programs/government-loan-programs/) - [Downpayment Assistance](http://advantagehomeplus.com/loan-programs/downpayment-assistance/) - [Special Loan Programs](http://advantagehomeplus.com/loan-programs/special-loan-programs/) - [Selling](http://advantagehomeplus.com/selling/) - [Selling](http://advantagehomeplus.com/selling/) - [Renovation & Refinancing](https://advantagehomeplus.com/refinance/) - [Renovation & Refinancing](https://advantagehomeplus.com/refinance/) - [Getting Started](http://advantagehomeplus.com/getting-started/) - [Getting Started](http://advantagehomeplus.com/getting-started/) - [Home](http://www.advantagehomeplus.com/) - [Advantages](http://advantagehomeplus.com/ahp-advantages/) - [AHP Advantages](http://advantagehomeplus.com/ahp-advantages/) - [AHP Advantages for Family Members](http://advantagehomeplus.com/ahp-advantages/advantages-for-family-members/) - [Purchasing](http://advantagehomeplus.com/loan-programs/) - [First-Time Home Buyers](http://advantagehomeplus.com/loan-programs/first-time-home-buyers/) - [Conventional Loan Programs](http://advantagehomeplus.com/loan-programs/conventional-loan-programs/) - [Government Loan Programs](http://advantagehomeplus.com/loan-programs/government-loan-programs/) - [Downpayment Assistance](http://advantagehomeplus.com/loan-programs/downpayment-assistance/) - [Special Loan Programs](http://advantagehomeplus.com/loan-programs/special-loan-programs/) - [Selling](http://advantagehomeplus.com/selling/) - [Selling](http://advantagehomeplus.com/selling/) - [Renovation & Refinancing](http://advantagehomeplus.com/renovation/) - [Renovation & Refinancing](http://advantagehomeplus.com/renovation/) - [Getting Started](http://advantagehomeplus.com/getting-started/) - [Getting Started](http://advantagehomeplus.com/getting-started/) - [What We do](http://advantagehomeplus.com/what-we-do-2/) - [What We do](http://advantagehomeplus.com/what-we-do-2/) - [Testimonials](http://advantagehomeplus.com/testimonials-2/) - [For Employers](http://advantagehomeplus.com/for-employers/) - [Contact Us](http://advantagehomeplus.com/contact-us-2/) - [Resources](http://advantagehomeplus.com/resources/) - [FAQ’s](http://hadvantagehomeplus.com/resources/faq-page-1/) - [Glossary](http://advantagehomeplus.com/resources/glossary/) - [A Step-by-Step Guide](http://advantagehomeplus.com/resources/step-by-step-guide/) - [The Closing Process](http://advantagehomeplus.com/resources/the-closing-process/) - [Tips for a Smooth Closing](http://advantagehomeplus.com/resources/tips-for-a-smooth-closing/) - [News](http://advantagehomeplus.com/news/) # Advantage Home Plus Blog - ![adult-attractive-beautiful-371109](https://news.advantagehomeplus.com/hubfs/adult-attractive-beautiful-371109.jpg) [Permalink](https://news.advantagehomeplus.com/blog/how-to-budget-for-a-house) ## How to Budget for a House ## [How to Budget for a House](https://news.advantagehomeplus.com/blog/how-to-budget-for-a-house) By [Michelle Coolidge Tondu](https://news.advantagehomeplus.com/blog/author/michelle-coolidge-tondu) | July 24th, 2019 Purchasing a home is no small feat. It’s the largest purchase most people will ever make and if you’re in the market for one, you may want to tighten the purse strings in preparation. In addition to\[...\] [Read More](https://news.advantagehomeplus.com/blog/how-to-budget-for-a-house) - ![advertising-back-casual-164571](https://news.advantagehomeplus.com/hubfs/advertising-back-casual-164571.jpg) [Permalink](https://news.advantagehomeplus.com/blog/6-tips-to-get-your-credit-in-shape-before-buying-a-house) ## 6 Tips to Get Your Credit in Shape Before Buying a House ## [6 Tips to Get Your Credit in Shape Before Buying a House](https://news.advantagehomeplus.com/blog/6-tips-to-get-your-credit-in-shape-before-buying-a-house) By [Michelle Coolidge Tondu](https://news.advantagehomeplus.com/blog/author/michelle-coolidge-tondu) | July 24th, 2019 Your credit score is one of the “Big 3” taken into consideration by lenders when deciding if they will approve you for a home loan. Out of the Big 3 (credit, collateral, capacity), it is fear of\[...\] [Read More](https://news.advantagehomeplus.com/blog/6-tips-to-get-your-credit-in-shape-before-buying-a-house) - ![644156_tcm19-156087_w1024_n](https://news.advantagehomeplus.com/hubfs/644156_tcm19-156087_w1024_n.png) [Permalink](https://news.advantagehomeplus.com/blog/debt-will-it-be-a-mortgage-dealbreaker-for-2019) ## Debt: Will it be a mortgage dealbreaker for 2019? ## [Debt: Will it be a mortgage dealbreaker for 2019?](https://news.advantagehomeplus.com/blog/debt-will-it-be-a-mortgage-dealbreaker-for-2019) By [Chelsea Carlisle](https://news.advantagehomeplus.com/blog/author/chelsea-carlisle) | January 30th, 2019 While the best things in life go together like peanut butter and jelly, there are far too many things that are like oil and water; vinegar and milk; Kanye West and Drake. In other words, they don’t\[...\] [Read More](https://news.advantagehomeplus.com/blog/debt-will-it-be-a-mortgage-dealbreaker-for-2019) ### Related posts ### Recent Posts ### Archives - [May 2024 (1)](https://news.advantagehomeplus.com/blog/archive/2024/05) - [July 2019 (3)](https://news.advantagehomeplus.com/blog/archive/2019/07) - [June 2019 (6)](https://news.advantagehomeplus.com/blog/archive/2019/06) - [May 2019 (4)](https://news.advantagehomeplus.com/blog/archive/2019/05) - [March 2019 (3)](https://news.advantagehomeplus.com/blog/archive/2019/03) - [January 2019 (3)](https://news.advantagehomeplus.com/blog/archive/2019/01) - [December 2018 (6)](https://news.advantagehomeplus.com/blog/archive/2018/12) - [October 2018 (3)](https://news.advantagehomeplus.com/blog/archive/2018/10) ### Categories - [home ownership (20)](https://news.advantagehomeplus.com/blog/tag/home-ownership) - [buying (14)](https://news.advantagehomeplus.com/blog/tag/buying) - [advantage home plus (13)](https://news.advantagehomeplus.com/blog/tag/advantage-home-plus) - [selling (11)](https://news.advantagehomeplus.com/blog/tag/selling) - [News (9)](https://news.advantagehomeplus.com/blog/tag/news) - [homebuyers (8)](https://news.advantagehomeplus.com/blog/tag/homebuyers) - [renovation (8)](https://news.advantagehomeplus.com/blog/tag/renovation) - [goals (7)](https://news.advantagehomeplus.com/blog/tag/goals) - [mortgage (6)](https://news.advantagehomeplus.com/blog/tag/mortgage) - [debt (5)](https://news.advantagehomeplus.com/blog/tag/debt) - [employer assisted housing (5)](https://news.advantagehomeplus.com/blog/tag/employer-assisted-housing) - [loans (5)](https://news.advantagehomeplus.com/blog/tag/loans) - Popular - Recent - [The Benefits of Homeownership](https://news.advantagehomeplus.com/blog/the-benefits-of-homeownership) June 4th, 2019 - [![2019 Mortgage Rates Forecast](https://news.advantagehomeplus.com/hubfs/Capture-124.jpg)](https://news.advantagehomeplus.com/blog/2019-mortgage-rates-forecast) [2019 Mortgage Rates Forecast](https://news.advantagehomeplus.com/blog/2019-mortgage-rates-forecast) December 31st, 2018 - [![Buying Foreclosed Homes - 5 Things to Know](https://news.advantagehomeplus.com/hubfs/Fotolia_39667667_Subscription_Monthly_M.jpg)](https://news.advantagehomeplus.com/blog/buying-foreclosed-homes-5-things-to-know) [Buying Foreclosed Homes - 5 Things to Know](https://news.advantagehomeplus.com/blog/buying-foreclosed-homes-5-things-to-know) December 31st, 2018 - [![test](https://news.advantagehomeplus.com/hubfs/download11.png)](https://news.advantagehomeplus.com/blog/test) [test](https://news.advantagehomeplus.com/blog/test) May 30th, 2024 - [![5 Budget Tips for Home Shoppers](https://news.advantagehomeplus.com/hubfs/aerial-photography-aerial-shot-aerial-view-1546166.jpg)](https://news.advantagehomeplus.com/blog/5-budget-tips-for-home-shoppers) [5 Budget Tips for Home Shoppers](https://news.advantagehomeplus.com/blog/5-budget-tips-for-home-shoppers) July 24th, 2019 - [![How to Budget for a House](https://news.advantagehomeplus.com/hubfs/adult-attractive-beautiful-371109.jpg)](https://news.advantagehomeplus.com/blog/how-to-budget-for-a-house) [How to Budget for a House](https://news.advantagehomeplus.com/blog/how-to-budget-for-a-house) July 24th, 2019 ### TESTIMONIALS > "This program has opened up a new world of home ownership to my children and me. Thank you.” > "You have put together an excellent program and I highly recommend Advantage Home Plus to anyone purchasing or selling a home. Patient, reliable, available staff." > "You have put together an excellent program and I highly recommend Advantage Home Plus to anyone purchasing or selling a home. Patient, reliable, available staff." > “Five years ago I was newly divorced and bankrupt… today I have a great job and I own a home. Michelle is the reason this was so easy. I own a place and that feels pretty darn good! Thank you!” > “If it weren’t for Michelle and her team, the process of first time home buying would have been terrifying. It turned out to be a GREAT experience!” ### Contact Info Phone: 800-376-4603 Fax: 855-296-8279 Email: [info@advantagehomeplus.com](mailto:info@advantagehomeplus.com) ### Recent News © 2014 Advantage Home. All Rights Reserved.     |     [Site Disclaimer and Terms of Use.](http://spohndesign.com/ahp1/site-d)     |     Advantage Home Plus is a Program Offered by MT Benefits Group.